Effective June 1, 2015
We collect and merge non-personally identifiable information ("Non-PII") and personally identifiable information ("PII") through the various sources discussed below. For your reference, PII means any information that may be used to identify an individual, including but not limited to name, address, telephone number, or e-mail address. Non-PII is data that is not used to specifically identify, contact or locate an individual, including but not limited to zip code, gender, age, or IP address.
We may always use the personal information that you provide to: (1) fulfill your request for a product, information or other service; (2) respond to an e-mail or request; (3) send information to you about additional goods or services, deliver to you our newsletter or surveys, product information, usage tips or promotions; (4) help improve our website(s) or services; (5) to service your account, verify your identity, and provide customer service; or (6) customize visitors' experiences at our website(s). We may also use your personal information for any marketing and survey purpose on behalf of itself and its affiliates and subsidiaries.
We may use your information for ad serving purposes. For example we may show ads to you based on your IP address, demographics, phone number, or other information we collected about you. We reserve the right to decline all current and future transactions through any data points at our own discretion which may include the use of currently and previously collected information.
Your acceptance of the terms and conditions of this website constitutes your express written consent to receive telemarketing calls from us and from third-party marketers, including by means of a pre-recorded message and automated voice dialing. Your consent will be effective regardless of whether the number you have provided: (a) is a home, business, or cell phone line; and/or (b) is or will be registered on any state or federal Do-Not-Call (DNC) list, and shall remain in effect until you revoke your consent by clicking here to unsubscribe or sending us email in contact us section.
When submitting your credit card to us or one of our advertisers, you are consenting to allowing us to pre-authorize your credit or debit card to determine your ability to pay for any product or service that you may be interested.
We may use your information for on-line and off-line marketing purposes, including but not limited to text messaging, e-mail marketing, telemarketing, and direct mail.
SMS, Wireless and Other Mobile Offers. Some of the services that we provide will result in sending an SMS, wireless or other mobile offering to your cell phone. These should be obvious in the context of the offering at the time you sign up. By signing up, you are agreeing to receive these mobile offerings. You understand that your wireless carrier's standard rates apply to these messages. To unsubscribe or discontinue SMS messages, send "STOP", "END", "QUIT" to the SMS text message you have received. This process impacts only the future delivery of the particular SMS message offering, so you must send that message for each offering. This will not affect offerings sent on behalf of third-parties.
We may share your information with affiliated companies, including a parent company, subsidiaries, and non-related management companies. We may disclose personal information to third-party agents and independent contractors that help us conduct our marketing and survey efforts. Further, we may disclose personal information to other companies in connection with marketing efforts including but not limited to direct marketing, which may have no relationship to us.
We may provide your information to our various marketing partners that drive consumers to our websites or web pages. They may utilize this information to target the ads they serve to you.
When you participate on one of our advertiser forms, we will transfer the information you submitted to the applicable advertiser.
We will share your information with service providers who help us enhance your information through appending additional attributes about you.
We may also collect, store or accumulate certain non-personally identifiable information concerning your use of our website, such as information regarding which of our pages are most popular. Information gathered may be used in aggregate form for internal business purposes, such as generating statistics and developing marketing plans. We may share or transfer such aggregate, non-personally identifiable information with or to our affiliates, licensees and partners.
Some information is collected automatically while you are using any of our websites. It is important to note that we must store this information in order to ensure you receive optimal service while using any of our websites. This type of information could include:
Our websites are not intended or designed to attract users under the age of 18. We do not collect personally identifiable data from any person we know to be under the age of 18 and instruct users under 18 not to send us any information. It is possible that by fraud or deception we may receive information pertaining to children under the age of 18. We recognize the unique privacy concerns regarding children. We are committed to carefully protecting privacy where children are involved no matter the point of contact. In particular, our intention is to fully comply with the Children’s Online Privacy Protection Act ("COPPA"). Per COPPA guidelines, we do not knowingly collect PII from children under the age of 13. If a parent or guardian is made aware that a child under the age of 13 has provided us with PII through any point of contact we will delete the information about the child referenced from our files when you use the contact us.
We use procedural and technical safeguards to protect your personal information against loss or theft as well as unauthorized access. We employ many different security techniques to protect such data from unauthorized access by users inside and outside of us. However, perfect security does not exist on the Internet. Therefore, we cannot ensure or warrant the security of your information. You acknowledge and assume this risk when communicating with and providing information to us.
Your information may be stored and processed in the United States, Canada or any other country in which our sites or our affiliates, subsidiaries or agents maintain facilities, and by using any of our sites, you consent to any such transfer of information outside of your country.
Our websites may contain links that direct you to websites owned and operated by other companies. We do not control, and assume no responsibility for the content, privacy policies or practices of any third-party websites, which may employ cookies and/or collection personal information. In addition, we will not and cannot censor or edit the content of any third-party website that you visit.
By completing the registration form on one of our websites or web pages you consented to receiving marketing communications from us and our third-party marketing partners, if you decide that you do not want to receive these marketing communications you may opt-out of receiving them at any time by email or contacting us via contact form.
Under California's "Shine the Light" law, we provide a method for consumers to "opt-out" of having their information shared with third-parties.
If you have any questions please visit LifeAssure.com contact us form.