Thank you for visiting LifeAssure.com (the “Web Site”). PLEASE READ AND REVIEW THE FOLLOWING TERMS AND CONDITIONS OF USE AGREEMENT CAREFULLY BEFORE USING THIS WEB SITE AND ASSOCIATED SERVICES. By using this Web Site, you agree to this Terms and Conditions of Use Agreement. If you do not agree, please exit and disregard the information contained herein.
THE TERMS AND CONDITIONS SET FORTH BELOW (THE "Terms") GOVERN YOUR USE OF THIS SITE ON THE WORLD WIDE WEB (THE "Site") OF LifeAssure.com ("LifeAssure.com") AND TOOLS AVAILABLE ON THIS SITE (THE "Services") ARE LEGALLY BINDING ON YOU. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS, DO NOT ACCESS OR OTHERWISE USE THIS SITE AND/OR THE SERVICES OR ANY INFORMATION CONTAINED ON THE SITE. YOUR USE OF THIS SITE AND/OR THE SERVICES ON THIS SITE SHALL BE DEEMED TO BE YOUR AGREEMENT TO ABIDE BY EACH OF THE TERMS SET FORTH BELOW. YOU AGREE THAT LifeAssure.com MAY MAKE CHANGES TO THE SERVICES OFFERED ON THIS SITE, AT ANY TIME WITHOUT NOTICE, AND CAN REVISE THESE TERMS AT ANY TIME. WE WILL NOTIFY YOU OF SUCH REVISIONS BY POSTING AN UPDATED VERSION OF THESE TERMS ON THE SITE. YOU ARE RESPONSIBLE FOR REGULARLY REVIEWING THESE TERMS. YOUR CONTINUED USE OF THE SITE AND/OR THE SERVICES SHALL CONSTITUTE YOUR CONSENT TO SUCH CHANGES.
PLEASE READ THIS TERMS OF SERVICE AGREEMENT CAREFULLY. YOU SHOULD REVIEW THIS AGREEMENT EACH TIME YOU VISIT THE SITE OR USE ANY SERVICES. IF YOU DO NOT AGREE TO THESE TERMS (INCLUDING ANY REFERENCED POLICIES OR GUIDELINES), YOU MUST IMMEDIATELY TERMINATE YOUR USE OF ANY PORTION OF THE SITE OR SERVICES. IF YOU DO NOT AGREE TO ANY TERMS OR CONDITIONS PLEASE EXIT AND DISREGARD ALL INFORMATION CONTAINED HEREIN
By viewing and filling in your personal information and contact telephone number you agree to be called at the telephone number(s) provided even if I have previously listed yourself on any federal, state, trade association, or corporate Do-Not-Call Registry.
Acceptance and Use
This Terms of Service and Use Agreement (the " Agreement ") governs your access and use of the webpages or websites referenced above (the " Site "). The Agreement is subject to change on a prospective basis, and we will make those changes by posting them on the Site. Your continued use of the Site or services through the Site will constitute your acceptance of any changes or revisions.
You agree to: (i) not copy or distribute the Materials to any third party; (ii) not reverse engineer, disassemble or decompile any portion of the Materials or otherwise attempt to discover or re-create the source code to the Materials; (iii) comply with all applicable laws, including U.S. export control laws, applicable to your use of the Materials; (iv) not make any modification, adaptation, improvement, enhancement, translation, or derivative work of or to any portion of the Materials; (v) not remove, alter, or obscure any proprietary notices in any portion of the Materials or on the Site; (vi) not interfere with or disrupt the use and enjoyment of the Site by other users; and (vii) not use any type of automated means to utilize or access the Site.
If you are a copyright or other intellectual property right owner, and feel that any material on the Site infringes your intellectual property rights, email us at via our contact us page.
You can find information regarding our policies regarding information collection and use at the privacy statement located on Lifeassure.com
NO WARRANTIES – SITE PROVIDED "AS IS".
YOU UNDERSTAND AND AGREE THAT THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. YOU EXPRESSLY AGREE THAT USE OF THE SITE IS AT YOUR SOLE RISK. This Web Site is generally available to users twenty-four (24) hours per day, seven (7) days per week, three hundred sixty-five (365) days per year. However, The site retains the right to make our Web Site unavailable at any time, for any reason, and for any length of time. By using this Web Site you agree that the site will not be liable for any damage arising out of or related to any such interruption, suspension, or termination of this Web Site and/or the services or products contained herein. Upon acceptance of these terms and conditions of use the site authorizes you to view the Content on this website solely for your personal use. The material on this website is intended solely for individuals enquiring about The site’s products or services. If you are not accessing this Web Site for such purposes, you may not use the Web Site. For certainty, use by non-individuals or the agents, attorneys or representatives of non-individuals is prohibited.
LIMITATION OF LIABILITY.
IN NO EVENT SHALL WE OR ANY OF OUR AFFILIATES OR LICENSORS, OR ANY OF THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, INFORMATION PROVIDERS OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR OTHER DAMAGES (REGARDLESS OF THE FORM OF ACTION) ARISING OUT OF (i) USE OF THE SITE BY ANY PERSON, INCLUDING BUT NOT LIMITED TO, ANY DAMAGE CAUSED BY ANY RELIANCE ON, OR ANY DELAYS, INACCURACIES, ERRORS OR OMISSIONS IN, ANY INFORMATION AND CONTENT ACCESSED OVER THE SITE, (ii) ANY USE OR INABILITY TO USE THE SITE FOR WHATEVER REASON, INCLUDING BUT NOT LIMITED TO COMMUNICATIONS FAILURE OR ANY OTHER FAILURE WITH TRANSMISSION OR DELIVERY OF ANY INFORMATION ACCESSED THROUGH THE SITE, OR (iii) ANY GOODS OR SERVICES DISCUSSED, PURCHASED OR OBTAINED, DIRECTLY OR INDIRECTLY, THROUGH THE SITE OR OTHERWISE, IN EACH CASE EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.
Your rights under this Agreement terminate automatically if you fail to comply with any of the terms and conditions of this Agreement or with any other policy or rule. Additionally, we may terminate this Agreement at any time and for any reason. We may effect notice of termination through any means, including but not limited to posting such notice on the Site, sending you an email, or otherwise proclaiming such termination. Upon termination, you must immediately stop using the site. We have no obligation to return any materials you provide to us in the course of using the Site.
You hereby agree to indemnify and hold the site and parent company, and our subsidiaries, affiliates, officers, directors, agents, co-branders, partners, and employees harmless from any claim or demand, including reasonable attorney's fees, made by any third party due to or arising out of your use of the Content and/or this Web Site, or any content you submit, post, or transmit through this Web Site, your use of this Web Site, your connection to this Web site, your violation of this Terms and Conditions of Use Agreement, or your violation of any rights of another.
Any unprotected e-mail communication over the Internet is, as with communication via any other medium (e.g. cellular phones, post office mail), not confidential, subject to possible interception or loss, and is also subject to possible alteration. Do not send anything that you deem to be confidential. The site is not responsible for and will not be liable to you or anyone else for any damages in connection with an e-mail sent by you to The site or an e-mail sent by The site to you at your request.
Third Party Links and/or Content
Links from or to websites outside this Web Site are meant for convenience only. The site does not review, endorse, approve or control, and is not responsible for any sites linked from or to this Web Site, the content of those sites, the third parties named therein, or their products or services. Linking to any other site is at your sole risk and The site will not be responsible or liable for any damages in connection therewith. The site disclaims all warranties, express and implied as to the accuracy, validity and legality of any materials or information found on those sites. Links to downloadable software sites are for convenience only and the site is not responsible or liable for any difficulties or consequences associated with downloading such software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.
Any comments or materials sent to us, including feedback data, such as questions, comments, suggestions, or the like regarding the Site is non-confidential. We have no obligation to you of any kind with respect to such feedback and are free to reproduce, use, disclose, exhibit, display, transform, create derivative works and distribute the feedback to others without limitation.
We may provide notices, including notice of any changes to this Agreement by displaying notices to you generally on the Site or by emailing you at the email address you provided us. We may change our addresses (email or mailing) by displaying such changes on the Site. Except as set forth herein, you must provide us all notices in writing, delivered to the street address listed on the “contact us” page. Notwithstanding, we will endeavor to respond to any emails you send raising any concerns or questions.
Except for any agreements or policies explicitly referenced herein, this Agreement constitutes the complete and entire agreement between you and us as it pertains to the Site. We reserve all rights not granted in this Agreement. If any provision of this Agreement is held to be unenforceable for any reason, such provision will be reformed only to the extent necessary to make it enforceable, and such decision will not affect the enforceability of such provision under other circumstances, or of the remaining provisions hereof under all circumstances. You must be 16 years or older to use the Site.
THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF CANADA, USA, AS THOSE LAWS APPLY TO AGREEMENTS MADE AND SOLELY PERFORMED THEREIN. YOU IRREVOCABLY CONSENT TO AND WAIVE ALL OBJECTION TO PERSONAL JURISDICTION AND VENUE IN THE STATE and or PROVINCIAL AND FEDERAL COURTS LOCATED IN WINNIPEG, MANITOBA, CANADA, DEPENDENT ON THE SITES REQUIREMENTS AND CHOICE YOU AGREE TO NOT COMMENCE OR PROSECUTE ANY SUIT OR ACTION ARISING OUT OF OR RELATING TO THIS AGREEMENT, THE SITE EXCEPT IN THE FOREGOING COURTS.